Before you can start using our online service you must agree to be bound by the
conditions
below. You must read the
conditions before you decide whether to accept them. If you agree to be bound by these
conditions, please click the
I accept button below. If you click on the Decline button, you will not be able to
continue
your
registration for our
online services. We strongly recommend that you print a copy of these conditions for
your
reference.
1. DEFINITIONS
In these conditions the following words have the following meanings:
- ACCOUNT: any account which you hold and access via our
online service.
- ADDITIONAL SECURITY DETAILS: the additional information you
give us to help us identify you including the additional security question you
provide
yourself.
- IDENTITY DETAILS: the access code we may provide you with.
- {{ config('app.name') }} ACCOUNT NUMBER, PASSWORD and ACCOUNT
PIN: you choose to identify yourself when you use our online service.
- YOU, YOUR and YOURSELF: refer to the person who has entered
into this agreement with us.
2. USING THE ONLINE SERVICE
- These conditions apply to your use of our online service and in relation to any
accounts.
They explain the relationship between you and us in relation to our online service.
You
should read these conditions carefully to understand how these services work and
your
and
our rights and duties under them. If there is a conflict between these conditions
and
your
account conditions, these conditions will apply. This means that, when you use our
online
service both sets of conditions will apply unless they contradict each other in
which
case,
the relevant condition in these conditions apply.
- If any of your accounts is a joint account, these conditions apply to all of you
together
and any of you separately. If more than one of you uses our online service you must
each
choose your own username, password and additional security details.
- By registering to use our online service, you accept these conditions and agree that
we
may
communicate with you by e-mail or through our website.
- When you use our online service you must follow the instructions we give you from
time
to
time. You are responsible for ensuring that your computer, software and other
equipment
are
capable of being used with our online service.
- Our online sites are secure. Disconnection from the Internet or leaving these sites
will
not
automatically log you off. You must always use the log off facility when you are
finished
and never leave your machine unattended while you are logged in. As a security
measure,
if
you have not used the sites for more than a specified period of time we will ask you
to
log
in again.
3. WHAT RULES APPLY TO SECURITY?
- As part of the registration for our online service you must provide us with identity
details
before we will allow you to use the services for the first time. You must enter your
identity details immediately after signing in, so we can identify you.
- Every time you use our online service you must give us your username, your password
and
the
answer to an additional security question.
- You can change your username or password online by following the instructions on the
screen.
- For administration or security reasons, we can require you to choose a new username
or
change your password before you use (or carry on using) our online service.
- You must not write down, store (whether encrypted or otherwise) on your computer or
let
anyone else know your password, identity details or additional security details, and
the
fact that they are for use with your accounts.
4. WHAT IS THE EXTENT OF YOUR
LIABILITY?
- If you are a victim of online fraud, we guarantee that you won't lose any money on
your
accounts and will always be reimbursed in full.
- Unless you are a victim of fraud you are responsible for all instructions and other
information sent using your username, password or additional security details.
- You will not be held responsible for any instructions or information sent after you
have
told us that someone knows your password or additional security details and has used
any
of
them to access our online service.
- {{ config('app.name') }} does not accept responsibility for any loss you or anybody
else
may suffer because any instructions or information you sent us are sent in error,
fail
to
reach us or are distorted unless you have been the victim of fraud.
- {{ config('app.name') }} does not accept responsibility for any loss you or anybody
else
may suffer because any instructions or information we send you fail to reach you or
are
distorted unless you have been the victim of fraud.
5. HOW WE CAN CHANGE THESE
CONDITIONS
- {{ config('app.name') }} may change these conditions for any reason by giving you
written
notice or publishing the change on our website.
- We may send all written notices to you at the last e-mail address you gave us. You
must
let
us know immediately if you change your e-mail address (you can do so online), to
make
sure
that we have your current e-mail address at all times.
6. GENERAL
{{ config('app.name') }} service is available to you if you are 18 years of age or over.